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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,910 | $92,766+15.2% | $82,763+29.2% | $134,545-20.5% |
| Participation rate | 69.2% | 75.2%-6.0pp | 72.6%-3.3pp | 81.2%-12.0pp |
| Annual return | -19.35% | 946.97%-966.3pp | 702.45%-721.8pp | 418.37%-437.7pp |
| Employer contribution / active EE | $1,451 | $3,273-55.7% | $3,008-51.8% | $4,742-69.4% |
| Participant deferral / active EE | $4,877 | $4,802+1.6% | $4,395+11.0% | $6,401-23.8% |
| Admin fee / account holder | $974 | $5,978-83.7% | $5,325-81.7% | $11,431-91.5% |