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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,055 | $100,938+13.0% | $90,461+26.1% | $158,982-28.3% |
| Participation rate | 57.1% | 75.0%-17.9pp | 72.7%-15.5pp | 82.0%-24.8pp |
| Annual return | 13.04% | 1727.20%-1714.2pp | 1294.76%-1281.7pp | 302.99%-289.9pp |
| Employer contribution / active EE | $1,166 | $3,691-68.4% | $3,264-64.3% | $4,763-75.5% |
| Participant deferral / active EE | $4,379 | $4,350+0.7% | $3,964+10.4% | $5,983-26.8% |
| Admin fee / account holder | $0 | $6,510-100.0% | $5,617-100.0% | $11,252-100.0% |