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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,175 | $68,681-69.2% | $86,615-75.6% | $85,847-75.3% |
| Participation rate | 26.1% | 66.4%-40.3pp | 71.6%-45.6pp | 69.3%-43.2pp |
| Annual return | 13.49% | 20.12%-6.6pp | 63.51%-50.0pp | 318.61%-305.1pp |
| Employer contribution / active EE | $406 | $1,880-78.4% | $2,496-83.7% | $2,565-84.2% |
| Participant deferral / active EE | $1,166 | $2,919-60.1% | $3,699-68.5% | $3,952-70.5% |
| Admin fee / account holder | $1,101 | $5,974-81.6% | $5,830-81.1% | $6,261-82.4% |