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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,682 | $175,259-45.4% | $149,723-36.1% | $139,487-31.4% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 16.02% | 166.82%-150.8pp | 134.50%-118.5pp | 373.84%-357.8pp |
| Employer contribution / active EE | $13,912 | $5,478+153.9% | $4,821+188.6% | $4,755+192.6% |
| Participant deferral / active EE | $9,404 | $6,522+44.2% | $5,682+65.5% | $6,713+40.1% |
| Admin fee / account holder | $16,824 | $16,158+4.1% | $13,215+27.3% | $11,407+47.5% |