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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,807 | $167,353-46.3% | $143,797-37.5% | $134,545-33.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -17.36% | 0.48%-17.8pp | -0.04%-17.3pp | 418.37%-435.7pp |
| Employer contribution / active EE | $17,515 | $5,620+211.6% | $4,952+253.7% | $4,742+269.4% |
| Participant deferral / active EE | $9,727 | $6,447+50.9% | $5,638+72.5% | $6,401+52.0% |
| Admin fee / account holder | $1,936 | $18,096-89.3% | $14,679-86.8% | $11,431-83.1% |