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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,955 | $165,381-42.0% | $149,730-35.9% | $158,966-39.6% |
| Participation rate | 84.6% | 84.6%0pp | 82.5%+2.1pp | 82.0%+2.7pp |
| Annual return | 13.95% | 348.29%-334.3pp | 276.70%-262.7pp | 302.95%-289.0pp |
| Employer contribution / active EE | $3,310 | $5,104-35.1% | $4,645-28.7% | $4,762-30.5% |
| Participant deferral / active EE | $7,428 | $7,182+3.4% | $6,843+8.6% | $5,983+24.2% |
| Admin fee / account holder | $6,161 | $10,809-43.0% | $9,310-33.8% | $11,250-45.2% |