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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,465 | $175,600+79.6% | $129,110+144.3% | $134,509+134.5% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.3%+22.7pp | 81.2%+18.8pp |
| Annual return | -14.87% | -11.39%-3.5pp | -10.94%-3.9pp | 418.13%-433.0pp |
| Employer contribution / active EE | $23,150 | $6,355+264.3% | $5,052+358.3% | $4,741+388.4% |
| Participant deferral / active EE | $17,255 | $7,975+116.3% | $6,542+163.7% | $6,400+169.6% |
| Admin fee / account holder | $757 | $23,567-96.8% | $14,302-94.7% | $11,427-93.4% |