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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,656 | $167,352-7.0% | $143,788+8.3% | $134,509+15.7% |
| Participation rate | 50.0% | 84.8%-34.8pp | 80.3%-30.3pp | 81.2%-31.2pp |
| Annual return | -13.27% | 0.47%-13.7pp | -0.03%-13.2pp | 418.13%-431.4pp |
| Employer contribution / active EE | $1,842 | $5,620-67.2% | $4,952-62.8% | $4,741-61.1% |
| Participant deferral / active EE | $7,137 | $6,447+10.7% | $5,638+26.6% | $6,400+11.5% |
| Admin fee / account holder | $45 | $18,091-99.8% | $14,675-99.7% | $11,427-99.6% |