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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,658 | $72,273+47.6% | $101,275+5.3% | $79,856+33.6% |
| Participation rate | 100.0% | 68.5%+31.5pp | 75.8%+24.2pp | 69.6%+30.4pp |
| Annual return | 11.05% | 22.30%-11.2pp | 46.48%-35.4pp | 31.71%-20.7pp |
| Employer contribution / active EE | $7,775 | $2,691+188.9% | $3,660+112.4% | $2,471+214.6% |
| Participant deferral / active EE | $4,345 | $3,282+32.4% | $4,371-0.6% | $3,741+16.2% |
| Admin fee / account holder | $14,072 | $4,401+219.7% | $5,948+136.6% | $5,306+165.2% |