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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,737 | $183,592-76.7% | $155,574-72.5% | $145,877-70.7% |
| Participation rate | 73.3% | 82.7%-9.4pp | 78.2%-4.9pp | 80.3%-7.0pp |
| Annual return | 11.25% | 61.37%-50.1pp | 64.87%-53.6pp | 551.28%-540.0pp |
| Employer contribution / active EE | $2,150 | $5,317-59.6% | $4,676-54.0% | $4,663-53.9% |
| Participant deferral / active EE | $4,656 | $6,466-28.0% | $5,629-17.3% | $6,691-30.4% |
| Admin fee / account holder | $1,367 | $19,316-92.9% | $15,914-91.4% | $13,402-89.8% |