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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,526 | $175,231-80.9% | $149,696-77.6% | $139,466-76.0% |
| Participation rate | 76.5% | 83.4%-6.9pp | 78.8%-2.3pp | 80.3%-3.9pp |
| Annual return | 16.61% | 166.77%-150.2pp | 134.46%-117.8pp | 373.66%-357.0pp |
| Employer contribution / active EE | $1,303 | $5,478-76.2% | $4,821-73.0% | $4,754-72.6% |
| Participant deferral / active EE | $2,951 | $6,521-54.8% | $5,682-48.1% | $6,712-56.0% |
| Admin fee / account holder | $596 | $16,155-96.3% | $13,212-95.5% | $11,409-94.8% |