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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,064 | $172,111-62.2% | $150,298-56.7% | $137,256-52.6% |
| Participation rate | 62.5% | 81.7%-19.2pp | 77.8%-15.3pp | 80.0%-17.5pp |
| Annual return | 16.76% | 69.37%-52.6pp | 62.79%-46.0pp | 220.34%-203.6pp |
| Employer contribution / active EE | $1,494 | $4,636-67.8% | $4,154-64.0% | $4,156-64.1% |
| Participant deferral / active EE | $3,966 | $6,166-35.7% | $5,453-27.3% | $6,407-38.1% |
| Admin fee / account holder | $2,951 | $16,471-82.1% | $14,116-79.1% | $12,270-76.0% |