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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $383,824 | $118,488+223.9% | $98,462+289.8% | $139,487+175.2% |
| Participation rate | 100.0% | 77.5%+22.5pp | 75.2%+24.8pp | 80.3%+19.7pp |
| Annual return | 25.84% | 18.96%+6.9pp | 21.17%+4.7pp | 373.84%-348.0pp |
| Employer contribution / active EE | $1,901 | $3,611-47.3% | $3,049-37.6% | $4,755-60.0% |
| Participant deferral / active EE | $4,678 | $5,393-13.3% | $4,738-1.3% | $6,713-30.3% |
| Admin fee / account holder | $16,188 | $13,868+16.7% | $8,875+82.4% | $11,407+41.9% |