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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,452 | $118,708+122.8% | $98,920+167.3% | $158,982+66.3% |
| Participation rate | 100.0% | 77.8%+22.2pp | 76.0%+24.0pp | 82.0%+18.0pp |
| Annual return | 17.41% | 372.49%-355.1pp | 196.47%-179.1pp | 302.99%-285.6pp |
| Employer contribution / active EE | $3,229 | $3,334-3.1% | $2,689+20.1% | $4,763-32.2% |
| Participant deferral / active EE | $8,212 | $5,089+61.4% | $4,245+93.5% | $5,983+37.2% |
| Admin fee / account holder | $1,400 | $10,134-86.2% | $6,643-78.9% | $11,252-87.6% |