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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,997 | $209,422-30.3% | $178,503-18.2% | $158,982-8.2% |
| Participation rate | 54.5% | 86.4%-31.8pp | 81.9%-27.4pp | 82.0%-27.4pp |
| Annual return | 13.59% | 188.81%-175.2pp | 151.12%-137.5pp | 302.99%-289.4pp |
| Employer contribution / active EE | $1,531 | $5,707-73.2% | $5,011-69.4% | $4,763-67.9% |
| Participant deferral / active EE | $7,255 | $5,955+21.8% | $5,202+39.5% | $5,983+21.3% |
| Admin fee / account holder | $2,154 | $17,079-87.4% | $13,987-84.6% | $11,252-80.9% |