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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,927 | $202,342-42.2% | $172,753-32.3% | $152,909-23.5% |
| Participation rate | 66.7% | 87.1%-20.4pp | 82.6%-16.0pp | 82.5%-15.8pp |
| Annual return | 22.23% | 1029.88%-1007.6pp | 803.00%-780.8pp | 345.46%-323.2pp |
| Employer contribution / active EE | $1,873 | $5,857-68.0% | $5,144-63.6% | $4,764-60.7% |
| Participant deferral / active EE | $8,635 | $5,948+45.2% | $5,198+66.1% | $5,851+47.6% |
| Admin fee / account holder | $5,377 | $17,112-68.6% | $13,956-61.5% | $11,601-53.6% |