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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,502 | $78,670-73.9% | $109,173-81.2% | $85,847-76.1% |
| Participation rate | 75.0% | 68.3%+6.7pp | 75.9%-0.9pp | 69.3%+5.7pp |
| Annual return | 16.64% | 25.09%-8.5pp | 25.75%-9.1pp | 318.61%-302.0pp |
| Employer contribution / active EE | $1,186 | $2,734-56.6% | $3,723-68.2% | $2,565-53.8% |
| Participant deferral / active EE | $3,073 | $3,467-11.4% | $4,654-34.0% | $3,952-22.3% |
| Admin fee / account holder | $753 | $5,469-86.2% | $6,755-88.9% | $6,261-88.0% |