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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,023 | $72,273-80.6% | $101,275-86.2% | $79,856-82.4% |
| Participation rate | 75.0% | 68.5%+6.5pp | 75.8%-0.8pp | 69.6%+5.4pp |
| Annual return | 25.93% | 22.30%+3.6pp | 46.48%-20.6pp | 31.71%-5.8pp |
| Employer contribution / active EE | $1,089 | $2,691-59.5% | $3,660-70.2% | $2,471-55.9% |
| Participant deferral / active EE | $2,702 | $3,282-17.7% | $4,371-38.2% | $3,741-27.8% |
| Admin fee / account holder | $629 | $4,401-85.7% | $5,948-89.4% | $5,306-88.2% |