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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,007 | $105,284-61.1% | $150,734-72.8% | $94,015-56.4% |
| Participation rate | 75.9% | 71.7%+4.1pp | 78.4%-2.6pp | 70.8%+5.0pp |
| Annual return | 18.74% | 15.67%+3.1pp | 600.81%-582.1pp | 17.84%+0.9pp |
| Employer contribution / active EE | $1,473 | $3,599-59.1% | $4,918-70.1% | $2,790-47.2% |
| Participant deferral / active EE | $4,333 | $4,274+1.4% | $5,610-22.8% | $4,249+2.0% |
| Admin fee / account holder | $2,218 | $9,839-77.5% | $14,905-85.1% | $8,951-75.2% |