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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,035 | $106,524-38.9% | $152,301-57.3% | $87,485-25.7% |
| Participation rate | 70.5% | 75.8%-5.3pp | 82.4%-12.0pp | 68.9%+1.5pp |
| Annual return | 21.08% | 26.89%-5.8pp | 80.50%-59.4pp | 26.06%-5.0pp |
| Employer contribution / active EE | $2,021 | $3,371-40.0% | $4,624-56.3% | $2,596-22.1% |
| Participant deferral / active EE | $8,979 | $6,525+37.6% | $8,004+12.2% | $4,274+110.1% |
| Admin fee / account holder | $3,212 | $8,287-61.2% | $14,398-77.7% | $7,775-58.7% |