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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,260 | $98,776-61.3% | $149,745-74.4% | $79,856-52.1% |
| Participation rate | 37.8% | 75.8%-38.0pp | 82.5%-44.7pp | 69.6%-31.8pp |
| Annual return | 21.84% | 27.38%-5.5pp | 276.72%-254.9pp | 31.71%-9.9pp |
| Employer contribution / active EE | $1,164 | $3,217-63.8% | $4,646-75.0% | $2,471-52.9% |
| Participant deferral / active EE | $3,879 | $5,681-31.7% | $6,843-43.3% | $3,741+3.7% |
| Admin fee / account holder | $3,618 | $6,053-40.2% | $9,312-61.1% | $5,306-31.8% |