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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,074 | $175,259-61.7% | $149,723-55.2% | $139,487-51.9% |
| Participation rate | 83.3% | 83.4%-0.1pp | 78.8%+4.6pp | 80.3%+3.0pp |
| Annual return | 13.63% | 166.82%-153.2pp | 134.50%-120.9pp | 373.84%-360.2pp |
| Employer contribution / active EE | $1,467 | $5,478-73.2% | $4,821-69.6% | $4,755-69.2% |
| Participant deferral / active EE | $3,204 | $6,522-50.9% | $5,682-43.6% | $6,713-52.3% |
| Admin fee / account holder | $922 | $16,158-94.3% | $13,215-93.0% | $11,407-91.9% |