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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,681 | $217,432-74.4% | $185,849-70.0% | $167,536-66.8% |
| Participation rate | 83.3% | 86.1%-2.7pp | 81.7%+1.6pp | 82.1%+1.2pp |
| Annual return | 10.58% | 148.42%-137.8pp | 122.10%-111.5pp | 478.82%-468.2pp |
| Employer contribution / active EE | $1,572 | $5,875-73.2% | $5,169-69.6% | $4,839-67.5% |
| Participant deferral / active EE | $3,067 | $6,357-51.8% | $5,569-44.9% | $6,342-51.6% |
| Admin fee / account holder | $1,668 | $19,818-91.6% | $16,244-89.7% | $12,315-86.5% |