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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,842 | $209,422-6.5% | $178,503+9.7% | $158,982+23.2% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 15.62% | 188.81%-173.2pp | 151.12%-135.5pp | 302.99%-287.4pp |
| Employer contribution / active EE | $2,176 | $5,707-61.9% | $5,011-56.6% | $4,763-54.3% |
| Participant deferral / active EE | $10,272 | $5,955+72.5% | $5,202+97.5% | $5,983+71.7% |
| Admin fee / account holder | $887 | $17,079-94.8% | $13,987-93.7% | $11,252-92.1% |