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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $325,615 | $175,231+85.8% | $149,696+117.5% | $139,466+133.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 17.27% | 166.77%-149.5pp | 134.46%-117.2pp | 373.66%-356.4pp |
| Employer contribution / active EE | $3,239 | $5,478-40.9% | $4,821-32.8% | $4,754-31.9% |
| Participant deferral / active EE | $16,366 | $6,521+151.0% | $5,682+188.0% | $6,712+143.8% |
| Admin fee / account holder | $7,239 | $16,155-55.2% | $13,212-45.2% | $11,409-36.6% |