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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,779 | $133,981-47.2% | $112,249-36.9% | $134,532-47.4% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -15.82% | 47.16%-63.0pp | 27.48%-43.3pp | 418.27%-434.1pp |
| Employer contribution / active EE | $6,296 | $4,040+55.8% | $3,636+73.1% | $4,741+32.8% |
| Participant deferral / active EE | $7,188 | $5,292+35.8% | $4,729+52.0% | $6,401+12.3% |
| Admin fee / account holder | $910 | $7,492-87.8% | $6,412-85.8% | $11,429-92.0% |