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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,976 | $107,363-32.0% | $92,909-21.5% | $152,897-52.3% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 18.12% | 145.63%-127.5pp | 109.44%-91.3pp | 345.43%-327.3pp |
| Employer contribution / active EE | $12,333 | $4,222+192.1% | $3,653+237.6% | $4,764+158.9% |
| Participant deferral / active EE | $9,607 | $4,848+98.2% | $4,238+126.7% | $5,851+64.2% |
| Admin fee / account holder | $6,909 | $7,082-2.4% | $5,795+19.2% | $11,599-40.4% |