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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,685 | $93,598+94.1% | $135,974+33.6% | $75,173+141.7% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 6.67% | 30.89%-24.2pp | 68.30%-61.6pp | 160.72%-154.0pp |
| Employer contribution / active EE | $12,376 | $3,538+249.8% | $4,859+154.7% | $2,671+363.4% |
| Participant deferral / active EE | $10,756 | $6,405+67.9% | $7,760+38.6% | $4,126+160.7% |
| Admin fee / account holder | $857 | $6,978-87.7% | $10,767-92.0% | $5,651-84.8% |