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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $262,769 | $157,296+67.1% | $141,191+86.1% | $152,897+71.9% |
| Participation rate | 83.3% | 84.8%-1.5pp | 82.5%+0.9pp | 82.5%+0.9pp |
| Annual return | 13.03% | 64.34%-51.3pp | 71.41%-58.4pp | 345.43%-332.4pp |
| Employer contribution / active EE | $14,121 | $5,262+168.3% | $4,736+198.2% | $4,764+196.4% |
| Participant deferral / active EE | $10,386 | $7,111+46.1% | $6,710+54.8% | $5,851+77.5% |
| Admin fee / account holder | $490 | $12,125-96.0% | $10,264-95.2% | $11,599-95.8% |