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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,451 | $217,427-47.4% | $185,837-38.4% | $167,518-31.7% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 15.88% | 148.39%-132.5pp | 122.08%-106.2pp | 478.71%-462.8pp |
| Employer contribution / active EE | $3,442 | $5,874-41.4% | $5,168-33.4% | $4,838-28.9% |
| Participant deferral / active EE | $6,325 | $6,357-0.5% | $5,568+13.6% | $6,342-0.3% |
| Admin fee / account holder | $1,331 | $19,816-93.3% | $16,241-91.8% | $12,312-89.2% |