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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,729 | $165,381+20.2% | $149,730+32.7% | $158,966+25.0% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 17.17% | 348.29%-331.1pp | 276.70%-259.5pp | 302.95%-285.8pp |
| Employer contribution / active EE | $1,979 | $5,104-61.2% | $4,645-57.4% | $4,762-58.4% |
| Participant deferral / active EE | $15,597 | $7,182+117.2% | $6,843+127.9% | $5,983+160.7% |
| Admin fee / account holder | $1,444 | $10,809-86.6% | $9,310-84.5% | $11,250-87.2% |