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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $208,177 | $181,896+14.4% | $156,551+33.0% | $273,972-24.0% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 4.41% | 30.74%-26.3pp | 32.23%-27.8pp | 41.46%-37.0pp |
| Employer contribution / active EE | $11,612 | $6,248+85.9% | $5,501+111.1% | $4,869+138.5% |
| Participant deferral / active EE | $16,525 | $5,550+197.7% | $4,871+239.2% | $5,287+212.5% |
| Admin fee / account holder | $6,399 | $15,560-58.9% | $13,028-50.9% | $10,133-36.8% |