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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,701 | $150,447-92.2% | $136,298-91.4% | $147,586-92.1% |
| Participation rate | 71.4% | 84.4%-13.0pp | 81.9%-10.5pp | 82.8%-11.4pp |
| Annual return | -85.45% | 1049.15%-1134.6pp | 5156.27%-5241.7pp | 578.59%-664.0pp |
| Employer contribution / active EE | $10,277 | $5,256+95.5% | $4,696+118.9% | $4,876+110.8% |
| Participant deferral / active EE | $7,838 | $6,631+18.2% | $6,247+25.5% | $5,439+44.1% |
| Admin fee / account holder | $37,899 | $10,906+247.5% | $9,244+310.0% | $10,886+248.1% |