Retirement plan

WESTERN MASS ENVIRONMENTAL, LLC 401(K) PLAN AND TRUST

Name: WESTERN MASS ENVIRONMENTAL, LLC - WESTERN MASS ENVIRONMENTAL, LLC 401(K) PLAN AND TRUST (2015) Form 5500
Creator: WESTERN MASS ENVIRONMENTAL, LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, WESTERN MASS ENVIRONMENTAL, LLC 401(K) PLAN AND TRUST, WESTERN MASS ENVIRONMENTAL, LLC

WESTERN MASS ENVIRONMENTAL, LLCEIN 20-1475938Plan #001PY 2015

93 WAYSIDE AVE - WEST SPRINGFIELD, MA 01089413-788-2622LinkedIn11-50 employeesenvironmental services

Prospect flagsLow fidelity bond

How to read this page

Total assets (EOY)

$741K

No prior year

Total participants

No prior year

Average account balance

$52,932

No prior year

Annual return

1.36%

No prior year

Benchmarks

See 9,819 peers

Peer group

Industry56 - Administrative and Support and Waste Management and Remediation Services

Plan typeDefined contribution

Participants<25

Cohort9,819 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$3.06M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$255K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

120.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$98K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$10K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+25.19%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2J2E

Plan features

2E
Profit-sharing
Profit-sharing plan.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.

Opportunity flags

1 tripped

ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$432

$36 / participant

Other / not subdivided$432100.0%

% of EOY assets

0.058%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$52,932

$84,518-37.4%

$67,704-21.8%

$125,389-57.8%

Participation rate

100.0%

74.8%+25.2pp

67.5%+32.5pp

83.2%+16.8pp

Annual return

1.36%

2.57%-1.2pp

25.41%-24.0pp

282.24%-280.9pp

Employer contribution / active EE

$2,083

$3,292-36.7%

$2,559-18.6%

$4,866-57.2%

Participant deferral / active EE

$5,379

$4,430+21.4%

$3,585+50.0%

$5,352+0.5%

Admin fee / account holder

$31

$5,340-99.4%

$4,255-99.3%

$9,541-99.7%

WESTERN MASS ENVIRONMENTAL, LLC 401(K) PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

WESTERN MASS ENVIRONMENTAL, LLC 401(K) PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion