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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,012 | $140,592-6.1% | $123,105+7.2% | $125,389+5.3% |
| Participation rate | 100.0% | 88.2%+11.8pp | 86.8%+13.2pp | 83.2%+16.8pp |
| Annual return | -25.26% | 16.80%-42.1pp | 13.22%-38.5pp | 282.24%-307.5pp |
| Employer contribution / active EE | $13,662 | $6,041+126.1% | $5,151+165.2% | $4,866+180.7% |
| Participant deferral / active EE | $8,232 | $6,980+17.9% | $6,229+32.1% | $5,352+53.8% |
| Admin fee / account holder | $21,410 | $11,198+91.2% | $9,014+137.5% | $9,541+124.4% |