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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,351 | $166,131-32.4% | $164,975-31.9% | $145,877-23.0% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 6.76% | 100.37%-93.6pp | 70.12%-63.4pp | 551.28%-544.5pp |
| Employer contribution / active EE | $5,900 | $5,276+11.8% | $4,343+35.9% | $4,663+26.5% |
| Participant deferral / active EE | $708 | $6,962-89.8% | $6,033-88.3% | $6,691-89.4% |
| Admin fee / account holder | $751 | $16,648-95.5% | $12,688-94.1% | $13,402-94.4% |