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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,268 | $152,619-57.9% | $125,195-48.7% | $152,909-58.0% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 17.56% | 54.85%-37.3pp | 43.79%-26.2pp | 345.46%-327.9pp |
| Employer contribution / active EE | $5,900 | $4,947+19.3% | $3,866+52.6% | $4,764+23.8% |
| Participant deferral / active EE | $708 | $5,869-87.9% | $4,937-85.7% | $5,851-87.9% |
| Admin fee / account holder | $554 | $13,437-95.9% | $9,704-94.3% | $11,601-95.2% |