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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,524 | $184,014-68.7% | $161,149-64.3% | $138,895-58.6% |
| Participation rate | 88.9% | 82.1%+6.8pp | 78.8%+10.1pp | 79.9%+9.0pp |
| Annual return | 17.80% | 21.52%-3.7pp | 21.16%-3.4pp | 145.39%-127.6pp |
| Employer contribution / active EE | $2,096 | $5,055-58.5% | $4,360-51.9% | $4,194-50.0% |
| Participant deferral / active EE | $7,580 | $6,909+9.7% | $6,153+23.2% | $6,396+18.5% |
| Admin fee / account holder | $1,133 | $18,027-93.7% | $15,194-92.5% | $12,562-91.0% |