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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,435 | $168,635-46.4% | $147,617-38.7% | $125,389-27.9% |
| Participation rate | 66.7% | 88.8%-22.1pp | 84.6%-18.0pp | 83.2%-16.5pp |
| Annual return | -2.97% | 77.65%-80.6pp | 61.98%-65.0pp | 282.24%-285.2pp |
| Employer contribution / active EE | $16,984 | $6,252+171.6% | $5,564+205.2% | $4,866+249.0% |
| Participant deferral / active EE | $2,752 | $5,507-50.0% | $4,895-43.8% | $5,352-48.6% |
| Admin fee / account holder | $48 | $13,580-99.6% | $11,612-99.6% | $9,541-99.5% |