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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,580 | $160,040+70.3% | $147,096+85.3% | $145,877+86.9% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 28.05% | 98.49%-70.4pp | 419.75%-391.7pp | 551.28%-523.2pp |
| Employer contribution / active EE | $6,425 | $5,289+21.5% | $4,936+30.2% | $4,663+37.8% |
| Participant deferral / active EE | $16,987 | $8,429+101.5% | $8,071+110.5% | $6,691+153.9% |
| Admin fee / account holder | $18,864 | $15,050+25.3% | $13,005+45.1% | $13,402+40.8% |