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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,436 | $138,114+18.3% | $125,391+30.3% | $134,545+21.5% |
| Participation rate | 22.2% | 84.5%-62.3pp | 82.4%-60.2pp | 81.2%-59.0pp |
| Annual return | -15.34% | 750.88%-766.2pp | 572.41%-587.7pp | 418.37%-433.7pp |
| Employer contribution / active EE | $6,321 | $5,246+20.5% | $4,816+31.3% | $4,742+33.3% |
| Participant deferral / active EE | $16,634 | $7,801+113.2% | $7,448+123.3% | $6,401+159.9% |
| Admin fee / account holder | $1,237 | $11,570-89.3% | $10,009-87.6% | $11,431-89.2% |