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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,105 | $142,361-75.3% | $119,608-70.7% | $134,509-73.9% |
| Participation rate | 90.0% | 82.8%+7.2pp | 79.3%+10.7pp | 81.2%+8.8pp |
| Annual return | -24.19% | -12.46%-11.7pp | -14.98%-9.2pp | 418.13%-442.3pp |
| Employer contribution / active EE | $1,983 | $5,224-62.0% | $4,232-53.1% | $4,741-58.2% |
| Participant deferral / active EE | $4,119 | $6,468-36.3% | $5,601-26.5% | $6,400-35.6% |
| Admin fee / account holder | $5,335 | $13,588-60.7% | $10,326-48.3% | $11,427-53.3% |