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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,341 | $181,896-8.6% | $156,551+6.3% | $273,972-39.3% |
| Participation rate | 75.0% | 88.4%-13.4pp | 84.0%-9.0pp | 83.0%-8.0pp |
| Annual return | 5075.09% | 30.74%+5044.3pp | 32.23%+5042.9pp | 41.46%+5033.6pp |
| Employer contribution / active EE | $3,728 | $6,248-40.3% | $5,501-32.2% | $4,869-23.4% |
| Participant deferral / active EE | $5,877 | $5,550+5.9% | $4,871+20.6% | $5,287+11.1% |
| Admin fee / account holder | $1,074 | $15,560-93.1% | $13,028-91.8% | $10,133-89.4% |