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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $188,459 | $106,247+77.4% | $96,515+95.3% | $139,466+35.1% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 15.77% | 38.47%-22.7pp | 35.73%-20.0pp | 373.66%-357.9pp |
| Employer contribution / active EE | $13,895 | $4,106+238.4% | $3,740+271.6% | $4,754+192.3% |
| Participant deferral / active EE | $13,947 | $5,456+155.6% | $4,880+185.8% | $6,712+107.8% |
| Admin fee / account holder | $7,839 | $7,885-0.6% | $6,735+16.4% | $11,409-31.3% |