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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,500 | $133,981+11.6% | $112,249+33.2% | $134,532+11.1% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -14.71% | 47.16%-61.9pp | 27.48%-42.2pp | 418.27%-433.0pp |
| Employer contribution / active EE | $14,100 | $4,040+249.0% | $3,636+287.8% | $4,741+197.4% |
| Participant deferral / active EE | $13,256 | $5,292+150.5% | $4,729+180.3% | $6,401+107.1% |
| Admin fee / account holder | $2,587 | $7,492-65.5% | $6,412-59.7% | $11,429-77.4% |