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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $639,243 | $183,592+248.2% | $155,574+310.9% | $145,877+338.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 21.69% | 61.37%-39.7pp | 64.87%-43.2pp | 551.28%-529.6pp |
| Employer contribution / active EE | $1,098 | $5,317-79.4% | $4,676-76.5% | $4,663-76.5% |
| Participant deferral / active EE | $9,250 | $6,466+43.1% | $5,629+64.3% | $6,691+38.3% |
| Admin fee / account holder | $5,842 | $19,316-69.8% | $15,914-63.3% | $13,402-56.4% |