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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $468,830 | $167,353+180.1% | $143,797+226.0% | $134,545+248.5% |
| Participation rate | 75.0% | 84.8%-9.8pp | 80.3%-5.3pp | 81.2%-6.2pp |
| Annual return | -27.92% | 0.48%-28.4pp | -0.04%-27.9pp | 418.37%-446.3pp |
| Employer contribution / active EE | $5,285 | $5,620-6.0% | $4,952+6.7% | $4,742+11.5% |
| Participant deferral / active EE | $10,250 | $6,447+59.0% | $5,638+81.8% | $6,401+60.1% |
| Admin fee / account holder | $5,248 | $18,096-71.0% | $14,679-64.2% | $11,431-54.1% |