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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,605 | $124,330-62.5% | $109,173-57.3% | $167,536-72.2% |
| Participation rate | 33.3% | 79.5%-46.1pp | 75.9%-42.5pp | 82.1%-48.8pp |
| Annual return | 10.45% | 26.04%-15.6pp | 25.75%-15.3pp | 478.82%-468.4pp |
| Employer contribution / active EE | $1,290 | $4,209-69.3% | $3,723-65.3% | $4,839-73.3% |
| Participant deferral / active EE | $2,580 | $5,256-50.9% | $4,654-44.6% | $6,342-59.3% |
| Admin fee / account holder | $175 | $7,974-97.8% | $6,755-97.4% | $12,315-98.6% |