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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,683 | $115,814-72.6% | $101,275-68.7% | $158,982-80.1% |
| Participation rate | 16.7% | 79.4%-62.7pp | 75.8%-59.1pp | 82.0%-65.3pp |
| Annual return | 31.95% | 56.16%-24.2pp | 46.48%-14.5pp | 302.99%-271.0pp |
| Employer contribution / active EE | $944 | $4,176-77.4% | $3,660-74.2% | $4,763-80.2% |
| Participant deferral / active EE | $1,887 | $4,958-61.9% | $4,371-56.8% | $5,983-68.5% |
| Admin fee / account holder | $88 | $7,249-98.8% | $5,948-98.5% | $11,252-99.2% |