Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,197 | $56,544-76.7% | $75,501-82.5% | $70,126-81.2% |
| Participation rate | 49.2% | 68.1%-18.9pp | 72.4%-23.1pp | 69.5%-20.3pp |
| Annual return | 18.07% | 23.59%-5.5pp | 27.35%-9.3pp | 73.15%-55.1pp |
| Employer contribution / active EE | $1,071 | $1,817-41.1% | $2,352-54.5% | $2,343-54.3% |
| Participant deferral / active EE | $1,453 | $2,580-43.7% | $3,142-53.8% | $3,332-56.4% |
| Admin fee / account holder | $693 | $3,827-81.9% | $5,801-88.1% | $4,645-85.1% |